Cognitive Server
USE-01· Banking

Intelligence that stays inside the bank

Scoring, AML and risk analytics on your own hardware. Zero data to third parties.

DORABasel IIIMiFID IIAML/KYCEU AI Act

Data never leaves the perimeter

Inference over sensitive data with no third-party egress.

DATAQUERYINFERENCEORCHESTRATORAUDIT LEDGERDECISION + AUDIT LOG× NO THIRD-PARTY EGRESS× NO THIRD-PARTY EGRESS
Fig — Client perimeter · data never leaves

Product anatomy

Seven pieces, one principle: data enters, is processed and is recorded — but never leaves.

COMP · 01

Sovereign Appliance

Certified hardware inside your datacenter. The compute boundary is physical.

COMP · 02

Local Inference Engine

Optimised models running on the appliance — no external calls.

COMP · 03

Data Orchestrator

Lineage, retrieval and context composition over internal sources.

COMP · 04

Secure Connectors

Integration with core, ERP, EHR or SCADA via signed channels.

COMP · 05

Governance & Policy Layer

RBAC, usage policy and guardrails enforced before every inference.

COMP · 06

Audit Ledger

Signed, immutable chain of every query, decision and artefact.

COMP · 07

Explainability Layer

Citations, weights and applied rules attached to every model output.

Practical example

An AML alert, end to end.

  1. 01

    Ingest

    The core banking system sends the transaction to the on-prem appliance.

  2. 02

    Inference

    The model evaluates risk, sanctions screening and historical pattern — no egress.

  3. 03

    Explanation

    The alert includes the rule applied and the weight of each signal.

  4. 04

    Audit Chain

    Signed Trace ID, exportable to ECB/EBA inspectors under NDA.

  5. 05

    Human review

    The AML analyst confirms or dismisses with one click; the decision is sealed.

  6. 06

    Closure

    Case closed, evidence retained for the required legal period.

Regulatory map

Norm · What it requires · How we respond.

DORA
ICT risk management, incident reporting, third-party control, operational resilience.
On-prem appliance that brings third-party cloud dependency to zero. Signed logs.
Basel III
Data lineage and reproducibility of risk models.
Orchestration with traceable lineage. Every artifact signed under one Trace ID.
MiFID II
Suitability, best execution, multi-year record retention.
Immutable record of every query and decision in the Audit Chain.
AML/KYC
Transaction monitoring, sanctions screening, alert explainability.
Inference over PII with no egress. Alerts cite the exact rule applied.
EU AI Act
Credit scoring is Annex III: documentation, human oversight, logging. Timeline Dec 2027 / Aug 2028.
Logging by design. Mandatory human-in-the-loop on credit decisions.

EU AI Act timeline: obligations confirmed for Dec 2027 / Aug 2028.

Outcomes

What changes when data does not move.

-60%
DORA incident reporting time
0
PII leak incidents
x3
AML review throughput
0
data to third-party cloud

Compliance at a glance

Frameworks covered by design.

Coverage is not an optional module — it is a direct consequence of the Cognitive Server architecture.

  • DORA
    Covered by design
  • Basel III
    Covered by design
  • MiFID II
    Covered by design
  • AML/KYC
    Covered by design
  • EU AI Act
    Covered by design

Frequently asked

What sector teams ask us.

Next step

Let’s look at what this means inside your perimeter.

A 30-minute session to assess technical and regulatory fit. No generic demo.

Request a sessionSee the architecture